| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Interest Income | 98,880,000 | -8.101% | 211,158,000 | 234,007,000 | 250,809,000 | 241,309,000 |
| Interest Expense | (52,009,000) | -16.336% | (119,057,000) | (137,341,000) | (143,329,000) | (127,654,000) |
| Net Interest Income | 46,871,000 | 3.167% | 92,101,000 | 96,666,000 | 107,480,000 | 113,655,000 |
| Other Operating Income | 16,237,000 | -20.868% | 34,359,000 | 38,929,000 | 38,255,000 | 38,210,000 |
| Total Operating Income | 63,108,000 | -4.311% | 126,460,000 | 135,595,000 | 145,735,000 | 151,865,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 63,108,000 | -4.311% | 126,460,000 | 135,595,000 | 145,735,000 | 151,865,000 |
| Operating Expenses | (18,009,000) | -6.964% | (40,342,000) | (43,569,000) | (43,909,000) | (45,227,000) |
| Impairment Losses on Loans & Advances | (22,024,000) | 43.022% | (36,421,000) | (37,816,000) | (45,155,000) | (47,668,000) |
| Other Impairment Losses | 1,138,000 | -- | (10,000) | (2,749,000) | (6,950,000) | (2,941,000) |
| Operating Profit / (Loss) | 24,213,000 | -21.081% | 49,687,000 | 51,461,000 | 49,721,000 | 56,029,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 0 | -- | 0 | 13,000 | 36,000 | (63,000) |
| Profit / (Loss) before Taxation | 24,213,000 | -21.081% | 49,687,000 | 51,474,000 | 49,757,000 | 55,966,000 |
| Taxation | (5,375,000) | -9.512% | (10,546,000) | (9,563,000) | (8,681,000) | (10,926,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (127,000) | 6.723% | (315,000) | (215,000) | (284,000) | (233,000) |
| Others | (2,188,000) | -- | (4,647,000) | (4,811,000) | (4,811,000) | (4,811,000) |
| Profit / (Loss) Attributable to Shareholders | 16,523,000 | -32.893% | 34,179,000 | 36,885,000 | 35,981,000 | 39,996,000 |
| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Depreciation & Amortisation | 3,487,000 | -1.386% | 7,114,000 | 6,928,000 | 6,730,000 | 6,358,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| EPS (cts) | 28.000 | -26.316% | 58.000 | 62.000 | 62.000 | 74.000 |
| DPS (cts) | 8.100 | -- | 17.500 | 18.900 | 17.300 | 19.000 |
| Dividend Payout Ratio (%) | 28.929% | -- | 30.172% | 30.484% | 27.903% | 25.676% |
| Cash flow per share ($) | -- | -- | 2.757 | (3.466) | (0.063) | (1.044) |
| NBV per share ($) | 9.097 | -- | 9.559 | 9.270 | 8.672 | 8.582 |
| Remarks: | Real time quote last updated: 04/09/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 16,523,000 |
| %Change | -32.893% |
| EPS / (LPS) | RMB 0.280 |
| NBV Per Share (¥) | RMB 9.097 |