| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Interest Income | 10,103,636 | -2.888% | 20,863,739 | 21,843,056 | 22,178,615 | 22,467,060 |
| Interest Expense | (4,931,015) | -10.115% | (10,764,236) | (12,681,005) | (13,428,597) | (12,372,848) |
| Net Interest Income | 5,172,621 | 5.175% | 10,099,503 | 9,162,051 | 8,750,018 | 10,094,212 |
| Other Operating Income | 1,007,819 | -14.886% | 2,496,613 | 3,255,613 | 2,594,670 | 1,895,764 |
| Total Operating Income | 6,180,440 | 1.282% | 12,596,116 | 12,417,664 | 11,344,688 | 11,989,976 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 6,180,440 | 1.282% | 12,596,116 | 12,417,664 | 11,344,688 | 11,989,976 |
| Operating Expenses | (1,681,697) | 7.591% | (3,815,847) | (3,711,016) | (3,969,747) | (3,836,780) |
| Impairment Losses on Loans & Advances | (1,525,220) | -26.153% | (3,617,784) | (4,904,242) | (2,820,096) | (3,120,824) |
| Other Impairment Losses | (446,755) | 202.405% | (577,248) | 361,409 | (504,006) | (735,242) |
| Operating Profit / (Loss) | 2,526,768 | 8.630% | 4,585,237 | 4,163,815 | 4,050,839 | 4,297,130 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | (2,336) | -75.915% | (12,682) | (9,774) | (13,357) | 2,212 |
| Profit / (Loss) before Taxation | 2,524,432 | 8.984% | 4,572,555 | 4,154,041 | 4,037,482 | 4,299,342 |
| Taxation | (283,379) | 51.285% | (551,533) | (375,530) | (384,146) | (469,887) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | 0 | -- | 0 | 0 | 0 | 0 |
| Others | (49,000) | -0.273% | (161,634) | (161,808) | (112,500) | -- |
| Profit / (Loss) Attributable to Shareholders | 2,192,053 | 5.393% | 3,859,388 | 3,616,703 | 3,540,836 | 3,829,455 |
| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Depreciation & Amortisation | 237,259 | 0.269% | 503,358 | 503,049 | 525,425 | 505,718 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| EPS (cts) | 15.000 | 7.143% | 26.000 | 25.000 | 24.000 | 26.000 |
| DPS (cts) | 0.000 | -- | 6.000 | 5.000 | 5.000 | 6.000 |
| Dividend Payout Ratio (%) | -- | -- | 23.077% | 20.000% | 20.833% | 23.077% |
| Cash flow per share ($) | -- | -- | (0.329) | 0.691 | (0.353) | (0.293) |
| NBV per share ($) | 3.407 | -- | 3.427 | 3.346 | 3.079 | 2.843 |
| Remarks: | Real time quote last updated: 04/09/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 2,192,053 |
| %Change | 5.393% |
| EPS / (LPS) | RMB 0.150 |
| NBV Per Share (¥) | RMB 3.407 |