| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Interest Income | 172,733,000 | -2.418% | 351,351,000 | 374,271,000 | 375,610,000 | 353,380,000 |
| Interest Expense | (60,711,000) | -14.406% | (135,758,000) | (162,994,000) | (160,941,000) | (135,145,000) |
| Net Interest Income | 112,022,000 | 5.596% | 215,593,000 | 211,277,000 | 214,669,000 | 218,235,000 |
| Other Operating Income | 62,740,000 | 0.923% | 116,207,000 | 123,212,000 | 121,933,000 | 123,980,000 |
| Total Operating Income | 174,762,000 | 3.870% | 331,800,000 | 334,489,000 | 336,602,000 | 342,215,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | -- | 0 | 0 | 0 |
| Net Operating Income | 174,762,000 | 3.870% | 331,800,000 | 334,489,000 | 336,602,000 | 342,215,000 |
| Operating Expenses | (58,207,000) | 3.235% | (118,505,000) | (117,650,000) | (120,991,000) | (122,061,000) |
| Impairment Losses on Loans & Advances | (25,463,000) | 9.091% | (42,582,000) | (43,608,000) | (46,635,000) | (45,157,000) |
| Other Impairment Losses | (3,728,000) | 188.322% | 2,807,000 | 2,789,000 | 5,166,000 | (12,409,000) |
| Operating Profit / (Loss) | 87,364,000 | 0.149% | 173,520,000 | 176,020,000 | 174,142,000 | 162,588,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 3,373,000 | 101.734% | 5,473,000 | 2,632,000 | 2,476,000 | 2,525,000 |
| Profit / (Loss) before Taxation | 90,737,000 | 2.059% | 178,993,000 | 178,652,000 | 176,618,000 | 165,113,000 |
| Taxation | (13,818,000) | 2.348% | (27,867,000) | (29,093,000) | (28,612,000) | (25,819,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (474,000) | -0.211% | (945,000) | (1,168,000) | (1,404,000) | (1,282,000) |
| Others | (980,000) | -50.380% | (5,311,000) | (4,585,000) | (3,562,000) | (3,562,000) |
| Profit / (Loss) Attributable to Shareholders | 75,465,000 | 3.440% | 144,870,000 | 143,806,000 | 143,040,000 | 134,450,000 |
| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Depreciation & Amortisation | 8,388,000 | 3.047% | 16,420,000 | 16,486,000 | 16,383,000 | 15,623,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| EPS (cts) | 298.000 | 3.114% | 570.000 | 566.000 | 563.000 | 526.000 |
| DPS (cts) | -- | -- | 201.600 | 200.000 | 197.200 | 173.800 |
| Dividend Payout Ratio (%) | -- | -- | 35.368% | 35.336% | 35.027% | 33.042% |
| Cash flow per share ($) | -- | -- | 17.901 | 17.725 | 14.185 | 22.607 |
| NBV per share ($) | 45.402 | -- | 44.524 | 42.547 | 37.803 | 33.804 |
| Remarks: | Real time quote last updated: 04/09/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 75,465,000 |
| %Change | 3.440% |
| EPS / (LPS) | RMB 2.980 |
| NBV Per Share (¥) | RMB 45.402 |