| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Interest Income | 205,322,000 | -4.038% | 419,447,000 | 451,712,000 | 459,861,000 | 418,067,000 |
| Interest Expense | (112,730,000) | -12.418% | (246,372,000) | (281,880,000) | (295,738,000) | (248,185,000) |
| Net Interest Income | 92,592,000 | 8.616% | 173,075,000 | 169,832,000 | 164,123,000 | 169,882,000 |
| Other Operating Income | 49,562,000 | 3.235% | 92,030,000 | 89,923,000 | 93,535,000 | 87,172,000 |
| Total Operating Income | 142,154,000 | 6.677% | 265,105,000 | 259,755,000 | 257,658,000 | 257,054,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | -- | 0 | 0 |
| Net Operating Income | 142,154,000 | 6.677% | 265,105,000 | 259,755,000 | 257,658,000 | 257,054,000 |
| Operating Expenses | (53,511,000) | 0.503% | (105,395,000) | (102,587,000) | (100,346,000) | (96,923,000) |
| Impairment Losses on Loans & Advances | (32,705,000) | 8.202% | (53,973,000) | (49,708,000) | (54,944,000) | (57,906,000) |
| Other Impairment Losses | (2,687,000) | -13.851% | (2,469,000) | (4,499,000) | (3,026,000) | (4,402,000) |
| Operating Profit / (Loss) | 53,251,000 | 14.106% | 103,268,000 | 102,961,000 | 99,342,000 | 97,823,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 386,000 | 59.504% | 495,000 | 514,000 | 356,000 | 292,000 |
| Profit / (Loss) before Taxation | 53,637,000 | 14.340% | 103,763,000 | 103,475,000 | 99,698,000 | 98,115,000 |
| Taxation | (5,031,000) | 1005.714% | (7,249,000) | (9,246,000) | (6,446,000) | (6,160,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (732,000) | 66.743% | (892,000) | (643,000) | (524,000) | 147,000 |
| Others | (1,685,000) | 0.000% | (4,870,000) | (5,632,000) | (5,641,000) | (5,651,000) |
| Profit / (Loss) Attributable to Shareholders | 46,189,000 | 4.191% | 90,752,000 | 87,954,000 | 87,087,000 | 86,451,000 |
| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Depreciation & Amortisation | 9,709,000 | -2.058% | 20,013,000 | 19,372,000 | 16,150,000 | 16,150,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| EPS (cts) | 52.000 | -11.864% | 108.000 | 116.000 | 115.000 | 114.000 |
| DPS (cts) | 16.800 | -- | 32.470 | 37.900 | 37.500 | 37.300 |
| Dividend Payout Ratio (%) | 32.308% | -- | 30.065% | 32.672% | 32.609% | 32.719% |
| Cash flow per share ($) | -- | -- | 1.615 | (0.772) | 1.849 | 4.958 |
| NBV per share ($) | 13.725 | -- | 13.441 | 13.660 | 12.903 | 12.033 |
| Remarks: | Real time quote last updated: 04/09/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 46,189,000 |
| %Change | 4.191% |
| EPS / (LPS) | RMB 0.520 |
| NBV Per Share (¥) | RMB 13.725 |