| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Interest Income | 8,609,409 | -3.647% | 17,810,237 | 19,425,907 | 19,886,295 | 20,990,725 |
| Interest Expense | (4,467,289) | -13.392% | (10,063,442) | (10,823,285) | (11,114,930) | (11,366,399) |
| Net Interest Income | 4,142,120 | 9.660% | 7,746,795 | 8,602,622 | 8,771,365 | 9,624,326 |
| Other Operating Income | 485,287 | -41.277% | 1,281,695 | 2,956,605 | 2,525,273 | 3,089,711 |
| Total Operating Income | 4,627,407 | 0.516% | 9,028,490 | 11,559,227 | 11,296,638 | 12,714,037 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 4,627,407 | 0.516% | 9,028,490 | 11,559,227 | 11,296,638 | 12,714,037 |
| Operating Expenses | (1,322,422) | -2.557% | (3,134,415) | (3,436,309) | (3,630,847) | (3,643,917) |
| Impairment Losses on Loans & Advances | (2,074,495) | -30.036% | (5,096,037) | (6,796,999) | (7,037,403) | (5,846,036) |
| Other Impairment Losses | (608,248) | -- | (72,683) | (579,303) | 372,918 | (1,550,729) |
| Operating Profit / (Loss) | 622,242 | 31.299% | 725,355 | 746,616 | 1,001,306 | 1,673,355 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | (1,614) | -- | 3,957 | 5,711 | 9,049 | 7,608 |
| Profit / (Loss) before Taxation | 620,628 | 30.022% | 729,312 | 752,327 | 1,010,355 | 1,680,963 |
| Taxation | 8,257 | -92.160% | 322,914 | 345,271 | 63,536 | (80,444) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (33,574) | 34.301% | (87,730) | (40,676) | (37,704) | (50,968) |
| Others | -- | -- | (361,200) | (361,200) | (361,200) | (192,000) |
| Profit / (Loss) Attributable to Shareholders | 595,311 | 6.755% | 603,296 | 695,722 | 674,987 | 1,357,551 |
| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Depreciation & Amortisation | 188,465 | -3.195% | 391,649 | 416,692 | 460,793 | 471,813 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| EPS (cts) | 10.000 | 11.111% | 10.000 | 12.000 | 11.000 | 23.000 |
| DPS (cts) | 0.000 | -- | 3.400 | 3.800 | 4.000 | 5.000 |
| Dividend Payout Ratio (%) | -- | -- | 34.000% | 31.667% | 36.364% | 21.739% |
| Cash flow per share ($) | -- | -- | 0.511 | (3.553) | (0.460) | (6.408) |
| NBV per share ($) | 6.644 | -- | 6.550 | 6.604 | 6.437 | 6.316 |
| Remarks: | Real time quote last updated: 04/09/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 595,311 |
| %Change | 6.755% |
| EPS / (LPS) | RMB 0.100 |
| NBV Per Share (¥) | RMB 6.644 |