| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Interest Income | 237,627,000 | -1.668% | 480,903,000 | 508,243,000 | 498,327,000 | 474,240,000 |
| Interest Expense | (90,480,000) | -11.813% | (199,283,000) | (222,120,000) | (216,524,000) | (200,647,000) |
| Net Interest Income | 147,147,000 | 5.817% | 281,620,000 | 286,123,000 | 281,803,000 | 273,593,000 |
| Other Operating Income | 45,378,000 | 12.136% | 74,217,000 | 62,985,000 | 61,091,000 | 61,795,000 |
| Total Operating Income | 192,525,000 | 7.241% | 355,837,000 | 349,108,000 | 342,894,000 | 335,388,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 192,525,000 | 7.241% | 355,837,000 | 349,108,000 | 342,894,000 | 335,388,000 |
| Operating Expenses | (99,009,000) | -0.801% | (224,715,000) | (226,096,000) | (225,142,000) | (208,680,000) |
| Impairment Losses on Loans & Advances | (37,666,000) | 63.815% | (32,434,000) | (30,016,000) | (26,883,000) | (37,588,000) |
| Other Impairment Losses | 1,633,000 | 28.179% | (496,000) | 1,571,000 | 712,000 | 2,241,000 |
| Operating Profit / (Loss) | 57,483,000 | -0.888% | 98,192,000 | 94,567,000 | 91,581,000 | 91,361,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 0 | -- | 29,000 | 25,000 | 18,000 | 3,000 |
| Profit / (Loss) before Taxation | 57,483,000 | -0.888% | 98,221,000 | 94,592,000 | 91,599,000 | 91,364,000 |
| Taxation | (5,812,000) | -32.285% | (10,598,000) | (7,876,000) | (5,175,000) | (6,009,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (168,000) | -10.160% | (219,000) | (237,000) | (154,000) | (131,000) |
| Others | (3,780,000) | -38.386% | (7,161,000) | (6,342,000) | (5,316,000) | (4,278,000) |
| Profit / (Loss) Attributable to Shareholders | 47,723,000 | 10.744% | 80,243,000 | 80,137,000 | 80,954,000 | 80,946,000 |
| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Depreciation & Amortisation | 5,738,000 | 2.336% | 11,608,000 | 11,386,000 | 12,129,000 | 11,413,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| EPS (cts) | 40.000 | -6.977% | 73.000 | 81.000 | 83.000 | 85.000 |
| DPS (cts) | 13.300 | -- | 21.830 | 26.160 | 26.100 | 25.790 |
| Dividend Payout Ratio (%) | 33.250% | -- | 29.904% | 32.296% | 31.446% | 30.341% |
| Cash flow per share ($) | -- | -- | 3.728 | 4.006 | 2.700 | 5.141 |
| NBV per share ($) | 8.713 | -- | 8.411 | 8.367 | 7.915 | 7.406 |
| Remarks: | Real time quote last updated: 04/09/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 47,723,000 |
| %Change | 10.744% |
| EPS / (LPS) | RMB 0.400 |
| NBV Per Share (¥) | RMB 8.713 |