| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Interest Income | 660,777,000 | -1.904% | 1,331,831,000 | 1,427,948,000 | 1,405,039,000 | 1,278,674,000 |
| Interest Expense | (319,540,000) | -11.246% | (696,705,000) | (790,543,000) | (750,026,000) | (586,689,000) |
| Net Interest Income | 341,237,000 | 8.821% | 635,126,000 | 637,405,000 | 655,013,000 | 691,985,000 |
| Other Operating Income | 104,926,000 | 9.863% | 166,269,000 | 148,721,000 | 151,445,000 | 150,367,000 |
| Total Operating Income | 446,163,000 | 9.064% | 801,395,000 | 786,126,000 | 806,458,000 | 842,352,000 |
| Net Insurance Claims Incurred & Movement in Policyholders' Liabilities | 0 | -- | 0 | 0 | 0 | 0 |
| Net Operating Income | 446,163,000 | 9.064% | 801,395,000 | 786,126,000 | 806,458,000 | 842,352,000 |
| Operating Expenses | (111,379,000) | 2.587% | (246,874,000) | (242,155,000) | (238,698,000) | (239,351,000) |
| Impairment Losses on Loans & Advances | (123,016,000) | 20.350% | (149,620,000) | (122,479,000) | (143,422,000) | (143,173,000) |
| Other Impairment Losses | (4,740,000) | 104.840% | 14,760,000 | (4,184,000) | (7,394,000) | (39,504,000) |
| Operating Profit / (Loss) | 207,028,000 | 5.636% | 419,661,000 | 417,308,000 | 416,944,000 | 420,324,000 |
| Change in FV & Impairment on Inv. Prop. | 0 | -- | 0 | 0 | 0 | 0 |
| Change in FV & Impairment on Others | 0 | -- | 0 | 0 | 0 | 0 |
| Profit / (Loss) on Disposal | 0 | -- | 0 | 0 | 0 | 0 |
| Other Non-operating Items | 0 | -- | 0 | 0 | 0 | 0 |
| Share of Results of Asso. & JCEs | 2,982,000 | -1.421% | 4,774,000 | 4,519,000 | 5,022,000 | 4,396,000 |
| Profit / (Loss) before Taxation | 210,010,000 | 5.528% | 424,435,000 | 421,827,000 | 421,966,000 | 424,720,000 |
| Taxation | (33,535,000) | 11.025% | (53,669,000) | (54,881,000) | (56,850,000) | (62,610,000) |
| Profit / (Loss) from Discontinued Operations | -- | -- | -- | -- | -- | -- |
| Non-controlling Interests | (2,793,000) | 299.000% | (2,204,000) | (1,083,000) | (1,123,000) | (978,000) |
| Others | (4,414,000) | 20.305% | (11,764,000) | (14,963,000) | (14,964,000) | (14,810,000) |
| Profit / (Loss) Attributable to Shareholders | 169,268,000 | 2.940% | 356,798,000 | 350,900,000 | 349,029,000 | 346,322,000 |
| 2026/06 - Interim RMB(K¥) | %Chg (Compare to Interim) | 2025/12 RMB(K¥) | 2024/12 RMB(K¥) | 2023/12 RMB(K¥) | 2022/12 RMB(K¥) | |
| Depreciation & Amortisation | 17,244,000 | 3.930% | 34,485,000 | 34,710,000 | 34,774,000 | 34,013,000 |
| Directors' Emoluments | -- | -- | -- | -- | -- | -- |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| Auditor's Opinion Status | N/A | -- | Unqualified | Unqualified | Unqualified | Unqualified |
| 2026/06 - Interim | %Chg (Compare to Interim) | 2025/12 | 2024/12 | 2023/12 | 2022/12 | |
| EPS (cts) | 47.000 | 2.174% | 100.000 | 98.000 | 98.000 | 97.000 |
| DPS (cts) | 15.110 | -- | 31.030 | 30.800 | 30.640 | 30.350 |
| Dividend Payout Ratio (%) | 32.149% | -- | 31.030% | 31.429% | 31.265% | 31.289% |
| Cash flow per share ($) | -- | -- | 5.304 | 1.625 | 3.976 | 3.941 |
| NBV per share ($) | 11.440 | -- | 11.152 | 10.606 | 9.925 | 9.193 |
| Remarks: | Real time quote last updated: 04/09/2026 17:59 |
| Real-time basic market prices of Hong Kong securities are provided by HKEx; a Designated Website authorized by the HKEx Group to provide the Service. | |
| Profit / (Loss) Attributable to Shareholders (K¥) | RMB 169,268,000 |
| %Change | 2.940% |
| EPS / (LPS) | RMB 0.470 |
| NBV Per Share (¥) | RMB 11.440 |